Current responsibility
Start with who is currently obligated on the loan and why the borrower structure needs to change.
My Auto Wise
SMARTER FINANCING
BRIGHTER TOMORROWS
BRIGHTER TOMORROWS
Remove a Co-Borrower
Need to remove someone from your car loan?
Removing a co-borrower or co-signer generally requires changing the existing loan structure. Auto Wise helps you organize the current balance, APR, payment, remaining term and equity position before you consider the next step.
Check My Auto Loan FreeLoan position
Review payment, APR, remaining balance and months left together.
Estimated equity
Understand how the balance compares with the vehicle value you enter.
Removing a name is not automatic
A lender may require refinancing or another approved process. Approval and available structures depend on lender guidelines and the borrower information submitted to that lender.
Prepare before applying
A clear loan and equity snapshot can help you decide whether the current financing deserves a deeper review before contacting a lender.
What the free Auto Wise check does
Enter your current balance, APR, payment, months remaining and vehicle information. Auto Wise screens the loan for payment pressure, rate concerns, term structure and estimated equity so you can decide whether a deeper review is worth considering. No SSN and no Auto Wise credit pull are required for the free check.
Auto Wise provides educational vehicle-finance analysis. Estimates are not loan offers, approvals, lender commitments, certified appraisals or guarantees of savings, rates or financing availability.