Your goal
Clarify whether the purpose is qualification, shared responsibility, cash flow or another outcome.
My Auto Wise
SMARTER FINANCING
BRIGHTER TOMORROWS
BRIGHTER TOMORROWS
Add a Co-Borrower
Considering adding someone to your car loan?
Adding a borrower usually means evaluating a new loan structure, not simply editing the existing contract. Auto Wise helps you review the current financing and the goal behind the change.
Check My Auto Loan FreeCurrent structure
See the APR, payment, balance and remaining term in one place.
Equity context
Estimate how the loan balance compares with the vehicle value before exploring alternatives.
A second borrower does not guarantee approval
Lenders make their own decisions using the full application, credit profiles, income, vehicle and loan guidelines.
Evaluate the complete structure
Payment is important, but term, total cost and equity also deserve attention when considering a new loan.
What the free Auto Wise check does
Enter your current balance, APR, payment, months remaining and vehicle information. Auto Wise screens the loan for payment pressure, rate concerns, term structure and estimated equity so you can decide whether a deeper review is worth considering. No SSN and no Auto Wise credit pull are required for the free check.
Auto Wise provides educational vehicle-finance analysis. Estimates are not loan offers, approvals, lender commitments, certified appraisals or guarantees of savings, rates or financing availability.