Payment pressure
Put the monthly payment in context with the balance and months remaining.
My Auto Wise
SMARTER FINANCING
BRIGHTER TOMORROWS
BRIGHTER TOMORROWS
Monthly Cash Flow
Could your auto loan be putting too much pressure on your budget?
When living costs rise or income changes, a payment that once worked may become difficult. Auto Wise helps you identify whether APR, balance, term or equity may be contributing to the pressure.
Check My Auto Loan FreeTerm tradeoff
Understand that stretching a term may reduce the payment while increasing time in debt and total cost.
Other concerns
Flag high APR, negative equity and protection products that may deserve attention.
Cash-flow relief can involve tradeoffs
A smaller monthly payment is not automatically a less expensive loan. The useful question is whether a different structure fits the goal without hiding the longer-term cost.
Start with the current facts
The free screening helps organize the loan before you decide whether a deeper analysis is worth purchasing.
What the free Auto Wise check does
Enter your current balance, APR, payment, months remaining and vehicle information. Auto Wise screens the loan for payment pressure, rate concerns, term structure and estimated equity so you can decide whether a deeper review is worth considering. No SSN and no Auto Wise credit pull are required for the free check.
Auto Wise provides educational vehicle-finance analysis. Estimates are not loan offers, approvals, lender commitments, certified appraisals or guarantees of savings, rates or financing availability.